Big style, small payments. We partner with Snap Finance to offer no-credit-needed lease-to-own financing with fast decisions, flexible payment schedules, and early purchase options. Pick your favorites today and spread
payments out over time.

• Apply in minutes: Click Apply now
• Instant approval options: Many customers get approved instantly
• $0 down choices: Start your plan without an upfront payment
• Flexible terms: Customized payment plans that fit your budget
• In-stock inventory: We finance only what we stock — take it home the same day

Whether you’re furnishing a student apartment or upgrading your home, our furniture financing Tallahassee helps you get what you need right away. Choose from brands like Ashley, Hughes, Steve Silver, Nectar, and more
— all with flexible Snap Finance payment options. Local pickup and delivery available.

• No credit needed to apply (not all applicants approved).
• Instant decisions and clear terms.
• Flexible schedules (weekly, bi-weekly, twice-monthly, or monthly).
• Early purchase options to reduce overall cost.
• Note: Snap offers lease-to-own financing (not a traditional loan); total cost may be higher than paying with cash. Applying may involve checks with consumer reporting agencies and can affect scores with those agencies.

Step 1 — Apply online (2–3 minutes).

Have your basic info ready: name, SSN, steady income details, and an active checking account (not savings/debit). You must be 18+ in Florida.

Step 2 — Shop your favorites in-store.

Bring your approval to TFD, choose your pieces, and we’ll help line up delivery or same-day pickup.

Step 3 — Make easy scheduled payments.

Set the payment frequency that fits your pay schedule. Ask us about early purchase options

1. Government-issued ID
2. SSN
3. Verifiable income
4. Active checking account (required for Snap applications)

Is Snap a credit card or a loan?

Snap primarily offers lease-to-own financing; you obtain ownership after completing all payments or an early purchase option. It’s not a traditional credit card.

Will applying affect my credit?

While no credit history is required to apply, Snap may obtain information from consumer reporting agencies, and applying can affect scores with those agencies.

How fast is the decision?

Most customers get a decision in minutes online.

Do I have to pay everything off right away?

No. You’ll make scheduled payments and may have early purchase options that can lower the overall cost versus the full lease term.

Are there states where Snap isn’t available?

Lease-to-own through Snap isn’t available in MN, NJ, and WI. (We’re in FL, so you’re good.)

Snap-branded options include lease-to-own financing and, in some cases, installment loans; terms vary and not all applicants are approved. Total cost may be higher than cash price. Applying requires personal information
and typically an active checking account. See Snap’s terms for full details.